Looking for Best PocketSmith Alternatives 2024, Let’s get started.
PocketSmith began as a budgeting calendar. It’s a budgeting app today. PocketSmith synchronizes accounts. Track your budget and net worth once synced. A calendar view shows your income and spending.
PocketSmith’s auto-budget feature stands out. Based on prior spending, it can construct a budget. It also maps income and spending over time.
The free plan of PocketSmith requires manual data entering. Automatic bank fees are $9.95 a month or $7.50 annually.
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Best PocketSmith Alternatives 2024
1) Tiller Money
Tiller Money turns a Google Sheet into a dynamic budgeting tool. Tiller’s Google Sheet application automatically uploads your bank and credit card transactions when linked. Create budgets, categorize spending, and generate reports.
Tiller has been my personal and business budget app for a year. Tiller is for spreadsheet lovers. Tiller’s setup can be tricky. Videos show you each step. I did it, and so can you.
Each transaction must be manually categorized. Some find this unacceptable. They desire Personal Capital’s automation. Others categorize transactions themselves.
It makes them look at each entry, comprehend how they spent money, and categorize it. Tiller has an auto-categorize option that automatically sorts transactions by description. It’s a wash. Preference dictates. 30-day trial. Tiller Money costs $79 annually after that.
2) You Need a Budget (YNAB)
YNAB is a budgeting tool. There’s no better budgeting app, in my opinion. YNAB is spreadsheet-like. The program helps you budget by category using actual bank funds.
Giving every dollar a job is a YNAB key idea. Decide how you’ll spend every $1 that enters your account. YNAB lets you connect bank and credit card accounts, like other tools. Real-time updates let you track monthly spending.
YNAB lacks Personal Capital’s features. Investing proves this. YNAB is useful for folks who don’t track investments.
Not free. 34 days free. After that, it’s $11.99/month or $84/year. YNAB is expensive.
3) CountAbout
CountAbout may be the budgeting tool for you if you use Quicken (or Mint). It imports Quicken and Mint data.
CountAbout downloads bank transactions and customize revenue and expense categories. Expense transactions can include receipt photos. Create regular transactions and financial reporting.
The cost is reasonable for the features. The $9.99-a-year base package is cheap (not a month). Automatic bank downloads cost $39.99 a year.
4) Moneydance
Moneydance is a unique internet app. Moneydance is downloadable, not online. The app works once downloaded.
Download banking transactions and start bill pay. The software automatically categorizes your costs. It learns from your usage.
The dashboard (seen above) summarises your finances. It generates reports and graphs to visualize your finances. It has a mobile app, tracks finances, and notifies you of owing invoices. Mac and Windows versions cost $49.99.
5) Banktivity
The Mac budgeting app Banktivity. It organizes and tracks your finances. You may organize the dashboard by grouping accounts and reports.
Banktivity allows envelope budgeting. This can help paycheck-to-paycheck people.
You can import bank transactions and sync your Macs.
Banktivity delivers account-level data and investment tracking. The free 30-day trial of Banktivity. Then they offer three options for $4.16 to $8.33 a month (billed annually).
6) Personal Capital
When it comes to choosing a suitable alternative to Quicken, Personal Capital emerges as the undisputed victor. It is completely free, and it provides tools to help you manage every facet of your financial life.
You may link virtually all of your financial accounts using Personal Capital, including your checking account, savings account, credit card accounts, retirement accounts, investment accounts, health savings accounts, and even your home.
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Final Thought
The most effective substitute for PocketSmith is Personal Capital. It has practically every function that PocketSmith has to offer, in addition to additional tools for the money. Those who wish to manage all of their finances, including their assets, in one location will find it to be a very useful tool.